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We charge up a lot of debt with credit cards and debit cards, but have you purchased with a charge card yet? Not a credit card. Not a debt card. Yes, a charge card. The primary plastic pusher of charge cards is American Express (AMEX). AMEX charge cards require cardholders to pay off their balance... »

Most Americans are looking for a solution to absolve their debts and improve their financial health. In eliminating debt everyone has heard of the many alternatives in debt management. In joining these programs the primary concern most consumers have is how their credit score will be affected long-term. Debt management, debt consolidation, does affect... »

There are many different ways to eliminate unsecured debts and it is important to know how to differentiate between your options to make certain the one you have chosen best fits your needs and financial goals long term. We will outline the various ways available in the debt management market. THE LONE LOAN: A... »

Every financial plan starts with a solid budget. It doesnt matter if you live check to check or make six figures, you need to know where youre money is going in order to maintain your financial health positively. People hear budget and see hand cuffs and restraints but in fact... »

Recession to Depression as Credit Debt & Foreclosures Continue to Climb. History repeats itself and this is one of the most important reasons we should all know and understand our history, »

The internet has made it quite convenient for people to shop online and many are making purchases from the comfort of their home versus trying to tango with traffic and mill through mall mobs for their one day every day deals and sales offers. Time is money and consumers are making... »